Agent Overview and Incentives

View our agent incentive trips, offered by Lincoln Heritage Life Insurance, to the City of Panama (2014) and the Dominican Republic in the above gallery for our top producers.  This should inspire you to join the C² Group, a division of the Coakley Financial Group, and become a top producer. 

Lincoln Heritage wants to partner with you to represent and distribute revolutionary final expense and funeral insurance products to the expanding market of baby boomers.

Lincoln Heritage Life Insurance is a leading provider of insurance products specializing in Final Expense Insurance. Currently, they operate in 49 states with over 600,000 policies inforce valued at over $2.9 billion and counting. The C² Group, a division of the Coakley Financial Group, can operate in 7 of those states today.

Here a just a few of the reasons why you should join the Lincoln Heritage/ C² Group sales team, a division of the Coakley Financial Group:

  • Same day advances
  • Paid on Submission---Not on issue
  • Proven lead system (TV and Direct Mail)
  • Liberal Underwriting
  • Simplified applications (One page application)
  • Fax/Email Applications
  • E-Application and Rate Calculators (Coming Soon!)
  • Exotic incentive trips (Qualification based on production)
  • A+ rating with Better Business Bureau
  • A.M. Best Rating of A- (Excellent)
  • Competitive group benefits: life, health, and dental for you and your family (Qualification based on production)
  • Extraordinary home office support
  • 24 hour underwriting
  • Live helpline
  • Fast claim service
  • Top Commissions - Top competitive contracts with growth opportunity.
  • Advances paid daily and on submission of applications.
  • Contracted directly with the Home Office (non-captive).
  • Great Renewals and Pay-thru.

Lincoln Heritage Lead Program

  • Lead Financing
  • Per Lead Pricing vs. Turn Key Pricing
  • Millions invested in Lead Testing
  • Compliant, Company Sponsored Lead
  • Company lead subsidy
  • Online lead management
  • Consistent lead flow

The Pre-Approach Letter

  • Tightens up your leads before you contact them!
  • Introduces Lincoln Heritage Funeral Advantage
  • Informs prospect you will contact them

Lincoln Heritage Underwriting

  • Single Sided Application
  • No Medical Exam or MID (Medical Information Bureau) check- qualification is based on the answers of a few health questions.
  • Simplified Underwriting based on OUR mortality experience, not the industry’s. (HBP/Diabetes could be approved for day 1 coverage)
  • 24-Hour Underwriting Support
  • Point of Sale Interview Line
  • Real Time RX Check
  • 98% of Applications are Issued


  • Benefits paid within 24 hours of claim approval.
  • 24-Hour claim assistance
  • No claim form, unless the state requires one.
  • Fast claim service leads to more referrals.

Agent Incentives

The C² Group, a division of the Coakley Financial Group, rewards your efforts. We offer incentives such as:

  • Books
  • Audio
  • Certificate of Excellence
  • Cash Bonuses
  • Free Leads
  • Name Badges
  • Dinner for Two
  • Gas Cards
  • And Much More...


The C² Group, a division of the Coakley Financial Group, provides Training and Support for all their agents.

Training and support consists of field training, a weekly conference call, webinar training and access to 24/7 training on our website.

We know that to be successful in the Final Expense business, you need a structured training program.